Specific dollars. Specific months.
Every number on this page came off a real budget. We post the actual figures because a range with no dollar sign in it is not proof of anything.
The numbers, plainly.
[$ paid off]
Client debt paid off, since [founding year]
[Families]
Families coached to debt-free
[$ saved]
Average savings in first 90 days
[Rating]
Star rating across [review count] reviews
[Timeline]. One household.
[Client first names] came in at the end of a credit-card year. They left with both cars paid off and a full emergency fund.
Before
-[$ debt]- Three credit cards maxed out
- Two car payments
- No emergency fund
After
[$ saved]- Every consumer balance at zero
- Both cars owned outright
- Six months of expenses banked
Starting at [age], not at twenty-five.
Most people who come to us about retirement are not behind because they were careless. They are behind because nobody ever told them the number.
Before
-[$ shortfall]- No idea what the target number was
- Employer match left on the table
- Old accounts at three former jobs
After
[$ invested]- Match captured in full every month
- Old accounts rolled into one
- A written target and a date
A profitable business that never had any money in it.
[Business name] was doing [$ revenue] a year and the owner had not taken a consistent paycheck in two of them. The problem was not revenue. It was that owner pay was whatever was left.
Before
-[$ line of credit]- Line of credit carried every month
- Owner pay taken last, when possible
- No separation of tax money
After
[$ owner pay]- Line of credit closed
- Owner paid first, on the 1st and 15th
- Tax set aside on every deposit
"We were $47,300 in debt with a new baby. Twenty-one months later, every balance is zero. The plan works. You just have to actually do it." Sarah and Mike R., Phoenix AZ $47,300 paid off · 21 months